Protecting your dog kennel business is a priority. Every business carries risks, and we expect that - but added to the usual ones of illnesses, fire, accidents etc there is now an epidemic now of dog thefts.
Whilst this has always been a problem there are signs that it is getting far more organised; dog theft is now big business. The distress that this is causing dog owners is heartbreaking; and it is perhaps understandable that, if their family pet is stolen from a commercial enterprise , they will be looking for suitable compensation from that business' owners.
Many of our four legged friends have gone up in value considerably lately, which is good news for breeders (although this is balanced by increased security concerns); but it only makes the potential liability of kennel businesses that much greater. The possible cost of a major theft can be eye watering.
Insurance to protectyour businesses, your own livelihoods, and those of your employees is essential but it is yet another expense on top of everything else. Whilst you want to make sure that you have enough cover you need good value for money too. This is why comparing not only insurance prices, but also the benefits it can bring in the event of things going wrong, is vital.
Our comparison service puts you in touch with members of our panel of brokers who can help you find the right cover to protect your interests. Instead of a faceless computer programme that provides a standard offering you can discuss your business protection issues with real live human beings who can help you put the right protection in place - and at the right price too.
Needless to say all these brokers are fully authorised by the Financial Conduct Authority, which means that the regulator is satisfied that they will put your interests first, and do their best to find you a policy that suits your unique needs, at a fair price.
Let us see if one our our brokers can not only arrange for the best financial protection for you, but also save you money too. Click here to get quotes for your dog kennel business insurance.
Courier Insurance
Speaking of business insurance: the new flavour of the month is courier insurance.
There has been a huge rise in the number of delivery drivers in Britain, and with it an increase in the number of people needing a kind of insurance called Hire and Reward cover, which indemnifies drivers whom are carrying other people's goods. Partly this has been fueled by companies like Amazon, partly by the increase in purchases over the Internet, and partly by the large number of fast food delivery drivers carrying everything from a beef burger to a banquet. All of these have been boosted by the Covid epidemic, which has made it impossible for many people to buy from shops, but rely on home deliveries instead.
So what is the difference between Courier Insurance' and 'Hire and Reward' insurance?
Whilst Hire and Reward cover is a general term for insurance that covers drivers for delivering goods, courier insurance is a variety of it that is designed for those doing multiple deliveries during a single trip, rather than taking goods to a single destination.
To make matters a bit more complicated, insurance policies specify the type of product that can be carried. For example, someone insured to deliver parcels for Amazon couldn't deliver fast food for companies like Just Eat or Deliveroo, and vice versa.
So, if you deliver goods, whether it is curries from the local takeaway or blood products for a hospital, best make sure you have the right kind of Hire and Reward insurance, otherwise you could find yourself in deep trouble with the law!